About Me

About Me

Hey! You made it! You’re in the right place. Welcome to 6 Figure FIRE.

Who the heck am I?

Before we go any further let me tell you about myself. I’m a husband, father, pharmacist, craft beer lover, foodie, Cross Fitter, fisherman and financial geek. I know nothing about the nuts and bolts under the hood of a car, but feel at least moderately qualified to offer my $.02 on personal finance. My addictive personality is both a blessing and a curse (just ask my wife about home brewing hehehehe). After reading a lot of personal finance blogs, specifically those dedicated to investing and becoming financially independent, I needed a way to organize all of the info I was taking in. Then it came to me….start a blog! So here I am.

The Three E’s

My hope with this blog is to be able to educate, empower and entertain. Educate you on personal finance and investing. Empower you to take control of your future. Entertain you with my commentary.

Why you should read

As I said before, you’re in the right place. Here’s why I want you to read: You make too much money to work until 65! Who says you have to wait until 65 to retire? 65 is the universal retirement age. But guess what…it’s completely arbitrary. When I tell people that I plan to retire at 50 I’m often met with laughter, skepticism, scrunched faces and doubt. But it’s possible. It won’t be easy getting there, but in the end it will be worth it.

On with the show

Before we get to the meat and potatoes I want to pose one question to you. Where do you see yourself at age 50? If you’ve never really asked yourself that question stop what you’re doing and spend 5 minutes thinking about this. Do you want to be at a J-O-B or would you rather have an option; specifically the option to say thanks, but no thanks to said J-O-B.

My goal is to have that option. I love my career as a pharmacist. But anyone in healthcare knows that a career in this realm has plenty of pros and cons. On one hand you have the pros: rewarding, fulfilling, well paying. And on the other hand you have the cons: stressful, long hours, inflexible. So why not put yourself in a position to be able to walk away if you want?

In case you are new to the idea, FIRE stands for Financial Independence Retire Early. To be financially independent you must be able to generate enough passive income to cover your living expenses. This can be achieved through a number of avenues, but most commonly through retirement accounts, dividends, rental income or a combination of all the above.

I have a goal of reaching FI by the age of 50. The second half of the equation, RE is the option that I want to have. As I said before, I love my work. But healthcare is a fickle beast. Burnout is high and I have no idea what my job might look like 20 years from now. So being able to position myself with FI might lead to RE.

So if you like, join me on the journey and maybe even start your own path to FIRE. I’ll share with you what I know and what I learn along the way.